Income Ratio (percent) 40.32 39.44 0.88 41.54 (1.22) Impairment Loss on Loans and Debt Securities During the second quarter of 2017, KBank and our subsidiaries had Baht 10,626 million of impairment loss
ordinary shares of 1,437,456,000 shares under IPO with a par value of THB 5.00 per share and IPO price at THB 5.20 per share. This capital raising will reduce interest bearing debt to equity ratio of both
to the improved operating results. Whereby the Company had a debt-to-equity ratio of 2.46 times, which was slightly increased from the end of the year 2018 at 2.64 times. Please be informed accordingly
1 --Translation- Sor Gor 75/2017 July 21, 2017 Subject: Management Discussion and Analysis for the second quarter ended June 30, 2017 (Unaudited) To: The President The Stock Exchange of Thailand
1 --Translation- Sor Gor 85/2017 August 24, 2017 Subject: Management Discussion and Analysis for the second quarter ended June 30, 2017 (Audited) To: The President The Stock Exchange of Thailand
decreased from the end of 2018 equal to 437.5 million Baht or 29.9 percent. Since the Company repaid the loan for financial institution, causing the Company having the debt to equity ratio equal to 0.80 times
financial cost of 11.47 million Baht, increase by 0.22 million Baht or an increase of 1.96% from the previous year. As of 30th Sep 2019, the Company had a Debt to Equity ratio of 1.65 times, an Interest
bank loans. As a result, net cash decreased by Baht 5,231.66 million from the beginning balance. Net-Debt-to-Equity ratio as of June 30, 2017 was 1.33 times Net-Debt-to-Equity ratio according to the
$ billions) 1.9 1.4 Unutilized credit line (US$ billions) 1.7 1.3 Financial Ratios Current ratios (times) 1.4 1.3 Debt Servicing Coverage Ratio (DSCR) times 3.5 2.9 Interest coverage ratio (times) 9.1 6.7 Note