and enhancement of business opportunity via strong networking and partnerships. In all these offerings, risk is managed to maintain loan quality at appropriate levels. 10 In the second quarter of 2017

infrastructure is provisioned for exclusive use by a single organization comprising multiple consumers (e.g., business units). It may be owned, managed, and operated by the organization, a third party, or some

ไว้โดยต้องทำความเข้าใจว่าเงินดังกล่าวไม่อยู่ภายใต้ความคุ้มครองของกองทุนเพื่อการฟื้นฟูและพัฒนาระบบสถาบันการเงิน 4.2 แยกเงินของลูกค้าส่วนที่เป็น free credit balance ของลูกค้าแต่ละรายออกจาก

%. The decrease was mainly as a result of the recalculation of the rent-free period that is amortised over the rental term of the tenants. A rent-free period is commonly given to office building tenants in

. Also, the Company’s main revenues were originally from low-maintenance battery sales. However, during the past year, there were increased demands in maintenance-free batteries in the market. That caused

4Q2019 2018 2019 Self-Managed Hotels Number of hotel 2 2 2 2 Number of key(1) 291 297 278 291 Occupancy rate (%) 72 70 76 72 ADR (THB) 8,054 7,350 8,415 7,777 RevPAR (THB) 5,757 5,117 6,401 5,591 Outrigger

Debtors. This is to ensure the Company financial status and performance. The Backlog was around 10% of the total sales that lead to less risk under cost fluctuations. The Company has also managed the risk

increased by 4.13% YoY. The increase was mainly due to the expenses of new outlets (i.e. Rayong and Diana Hat Yai branches) such as depreciation, and utilities. The Company efficiently controlled and managed

by the intermediary . Clause 10 In case of doubt whether or not the assets segregated and managed by the SEC Office are clients’ assets , the SEC Office shall settle such assets with the official

by the intermediary. Clause 10 In case of doubt whether or not the assets segregated and managed by the SEC Office are clients’ assets, the SEC Office shall settle such assets with the official