Management Discussion and Analysis for the Second Quarter of Year 2018 Business Overview Business overview of One to One Contacts Public Company Limited and its subsidiaries (“the Group”) for the

Management Discussion and Analysis for the Third Quarter of Year 2019 Business Overview Business overview of One to One Contacts Public Company Limited and its subsidiaries (“the Group”) for the

Management Discussion and Analysis for the Second Quarter of Year 2020 Business Overview Business overview of One to One Contacts Public Company Limited and its subsidiaries (“the Group”) for the

factors, in the year 2019, the Group had a net profit from normal operations of 106.2 million baht, a decrease of 34.0 million baht or 24.2% from 2018. However, excluding one-time items such as the reversal

hotel business, gain from sales of long-term investment, an increase in the share of profit from investment, and a decrease in depreciation and amortization. In 3Q18, Dusit Thani PLC (“the Company

5.7% YoY, mainly from a decrease of mobile top-up value according to the customer’s behavior that prefer using data package top-up, the marketing campaigns to promote SIM card sales, and Post-paid and e

performance of the Group Unit: Million Baht 2Q17 2Q16 Increase (decrease) Variance (%) Total revenues 1,910 1,307 603 46% Net profit 116 89 27 30% The Group has total revenues of Baht 1,910 million for 2Q17

investment in ONE CITY CENTER (“OCC”) – grade A office building development project for a total investment value of THB 8,771.4mn. Management outlook and future projects Despite the real estate market in

due to an increase in annualized EBITDA from end of year 2018 of 33.76 percent and a decrease in annualized interest on loan payment of 22.10 percent but the financial lease liabilities due within one

amounted to Baht 8.0 billion, a decrease of Baht 258 million or 3.1 percent from the first quarter of 2017. Compared with the second quarter of 2016, non-interest income rose by Baht 2.2 billion or 24.0