, the impact from the spread of COVID-19 affected the debtor’s ability to repay which linked to a lower interest income – part of fully received, the proportionate of interest and operating expenses

) (11%) Smart service business 854 50% 881 49% (27) (3%) Total revenues from main business 1,660 96% 1,741 96% (81) (5%) Other income 69 4% 80 4% (11) (14%) Total revenues 1,729 100% 1,821 100% (92) (5

could be attributed to a decrease of Baht 221 million, or 2.08 percent in impairment loss on loans and debt securities and an increase of Baht 835 million, or 2.13 percent in net operating income which

business sector which resulted in corporate sales, thus significantly effects the decreasing of sales. The company adjusts selling method to new channel: online channel, and more focus on daily life products

10.21% Sales and service income 5,586 4,920 666 13.54% Gains on exchange rate 102 199 -96 -48.47% Other income 50 89 -38 -43.22% Cost of sales and services 4,912 4,421 491 11.11% Gross Profit 675 500 175

million baht for year 2017, 2018, and 2019 respectively. In the year 2019, for the international market, the agricultural sector has experienced the drought effect, resulting in the sales of fresh

wait for clarity from the election. Resulting in investment from the private sector Government slowdown high competition Customers postpone the plan and delay investment. Resulting in the results of

(EXAT) by means of review and amendment of the Second Stage Expressway Agreement, the Agreement for the Extension of the Second Stage Expressway System (Sector D), and the Bang Pa-in - Pak Kret Expressway

from the private sector and the government slowed down. There is intense competition. The cost of goods increases from the labor cost that the company must bear. In the second quarter of 2019, the

/ SERVICES 7 EEC CUSTOMIZED Taxes and duties • Corporate Income Tax exemption • Customs Duties exemption Non-tax • Ownership of Land and Condominium • Long-Term Land Lease (50+49 https://www.sec.or.th/TH