Instruments which took effect on January 1, 2020. Emerging Risks KBank will brace for numerous challenges over the next five years. Aside from impacts on economic and business trends, they may affect the
Card, AEON Royal Orchid Plus Platinum JCB Card and launched privileges and campaigns to AEON credit cardholders throughout the year. For example the campaign “AEON Happy Plan” which offering credit
from loans were 10,723 million baht, showing an increase of 1,150 million baht or 12% y-y. This is because the Company integrated credit limit of purpose loan and personal loan to AEON Happy Pay program
previous quarter. In August 2018, the Company launched an instant card for cash withdrawal service at our branches to facilitate customers and also launched “AEON Happy Pay”, which the customers were able to
advance or installment loans (AEON Happy Pay). Thus, the Company provides more channels to facilitate financial services to customers and reduce Company’s operation cost. Moreover, loan income from AEON
2019, loans revenue was 3,020 million baht, an increase of 381 million baht or 14% y-y. This is because the Company integrated credit limit of personal loan and purpose loan to AEON Happy Pay program in
effect liquidity of company. The Company had been granted to waive regarding the maintenance ratio and permitted by the bank to extend repayment term of long-term loans, the company has to mortgage land
average selling price of construction materials increase by 3 per cent while cost of raw material are increase 7% .Effect to gross profit reduce from 36.4% in 1st.quater of 2017 to 33.5% in this quarter
respectively. due to the severe competition in the market, as a result decrease in sales price per unit and Thai baht strengthen against US Dollar (which is major currency in sale price) and effect from the cost
from 44.6% to 41.2% of revenue from sales, this effect to profit after tax for the three-month period decreased from Baht 62.6 million to Baht 45.29 million in the 4th quarter of 2018 or 27.6