previous investment. However, the Company has been focusing on following recovery plans and has improved loss from Q4/2018 at Baht 143 million by escalating utilization rate, and better expenses and costs

% q-q and other incomes in bad debt recovery increased by 38% y-y and 10% q-q as well as revenue growth from overseas subsidiaries by 77% y-y. The revenues for the Company were 5,139 million baht

level as the previous quarter. This was mainly contributed from an increase in credit card income by 14%, personal loan income by 15% and other incomes in bad debt recovery and collection service income

revenues were 5,093 million baht, an increase of 553 million baht or 12% y-y. This is the result of an increase in credit card and personal loan incomes as well as bad debt recovery continue to improve. As

, continued growth of bad debt recovery by 33% y-y as well as a strong growth from overseas businesses. As of November 30, 2018, the Company has active billings of 3.16 million transaction per month and 2.14

from credit card income grew by 18% y-y which corresponds to increasing in the volume of card spending and cash advance. Other income from bad debt recovery grew by 32% y-y. As at August 31, 2022, the

, accounting of 14.7% of total revenue, showing an increase of 389 million baht or 13.5% y-y. Other revenues consist of bad debt recovery, which was 1,696 million baht, 19.2% growth y-y, gain on sales of written

. It is a result of the Company has no interest burden and the financial cost is only the fees for letter of guarantee issuance. Please be informed accordingly. Sincerely yours, (Mr. Tradsin

as 58.95 Million Baht increased when compared to period of December 31, 2016 as amount of 3,577.57 Million Baht – Ua Withya PCL. has more deposit secured of 39.60 Million Baht in order to guarantee

as 36.42 Million Baht increased when compared to period of December 31, 2016 as amount of 3,577.57 Million Baht – Ua Withya PCL. has more deposit secured of 39.60 Million Baht in order to guarantee