bank since Q3-2016 for invested in property plant and equipment. The Groups’ financial cost of 2018 total amount of 12.90 Million Bath, reduced by 3.75 Million Baht, or 22.54% compared with 2017 due to

achieve the target especially in second half of the year due to the decline of Chinese tourists and economic slowdown in several countries especially in Europe which negatively affect spending power of

744.4mn in 1Q17. The costs decreased in line with the decreases in sales of condominium units. Gross Profit Gross profit in 1Q18 decreased to THB 102.2mnfrom THB 307.5mn in 1Q17 mainly due to an absence of

Yai and Chachoengsao branch). The Company plans to open Rayong branch, the 11st branches in the last quarter of year 2018. Industry Overview Domestic purchasing power has been under pressure due to the

with 9M17 due to the Company arranged more promotion and marketing events to increase sales amounts in the first six-month periods such as “FN Fair” at head office and branches. The Company keeps

, private consumption and tourism. Both private and public investments remain largely at stable levels whilst consumer spending is constrained due to high household debt levels, decline in agricultural

climbing to 1. 7mn. The mobile money platform under a joint venture, Rabbit LINE Pay, expanded its payment coverage to the sky train mass transit and grew monthly active users to 850,000. The enterprise

around unlimited data plan. AIS had seen weaken mobile revenue due to consumer spending optimization and loss of revenue from traveler segment led to -6.5%YoY decline in mobile service revenue for FY2020

could also pose further risks to consumers and businesses through price volatility, cybertheft, personal data leakage, or money laundering, etc.Recognizing such risks and implications, regulators will

market, where the oil business is in on a downward trajectory following slowing global economy due to the trade war between the US and China. The Dubai crude price in 2019 averaged at 63.51 $/BBL, a