activities towards climate resilience. In drafting the Taxonomy, the BOT and the SEC, have received, through public consultation, and taken into account useful comments and recommendations from various

permissible rate of 15 percent. The majority of PVDs invest as much as 85 percent of the total investment money in debt securities and bank deposits. Such low-risk, low-return pattern results in slow fund

economy expanded at a slower pace at 2.4% of GDP as compared to 2018 (reference: Office of the National Economic and Social Development Council). The decline is due to various factors, such as export

transition and gradually reduce their emissions to zero in the future. There are various national and international guidelines available today for businesses to use as reference. For example, Thailand

market by issuing shares or debt securities that suit the business sector. SEC now allows fund mobilization through crowdfunding, which makes use of digital technology to make the fund mobilization

view on luxury residential property market, which evaluated from the Company’s customers database and various reports from private and public sectors. The second quarter report from the Bank of Thailand

activities and spending. The situation has led to an adverse economic effect on individual and business across various sectors, so Thai government has issued measurements such as cash subsidy payment and

interest rate swap contracts to hedge its debt. In addition, the Company has unused unsecured revolving credit facilities 11,340 million baht and 3,000 million baht unused committed facilities with various

expenses equal to 636.7 million baht, 12.8 % increasing. This is due to the allowance of provision in distress debt management business and personal loan business. Finance Cost The company had total

reduced down to 0.81%. However, substance macroeconomic challenge is remained as the level of household debt (seasonal adjusted) continued to increase from 90.7% in the 1Q/2023 to 91.4% in 1Q/2024. For the