3.15 26% Core EBITDA/t (US$/t)) 111 122 90 23% 110 89 24% Net Operating Debt to Equity 0.54 0.57 0.88 (39)% 0.54 0.88 (39)% Note: (1) Consolidated financials are based upon elimination of intra-company

in intangible assets of Baht 3.15 million, decrease in inventory of Baht 84.57 million, but there were increase in cash and cash in bank of Baht 48.61 million, increase in trade accounts receivable and

inventory of Baht 22.75 million and decrease in trade accounts receivable and other accounts receivable of Baht 86.86 million, but there were increase in cash and cash in bank of Baht 35.38 million, increase

2,963 1.1% 2,495 0.9% Net debt to equity (times) 2.57 2.03 2.30 Trade receivable 11,377 4.1% 12,939 4.6% Net debt to EBITDA (times) 1.53 1.32 1.39 Inventories 3,085 1.1% 2,519 0.9% Current Ratio (times

which may affect international trade and exchange rate fluctuation. According to the Bank of Thailand data, at the end of December 2017, reported the total numbers of credit card industry amounted to 20.3

increased downside risks from external factors such as uncertainty in the U.S. economic policies may affect international trade, the slowdown of the Chinese and the EU economies and etc. According to the Bank

slowed down. In addition, Thai economy still faces external risk such as trade war between US and China and global economic uncertainty. As of August 31, 2019, the Company’s total cards reached 8.75

, which increased by Baht 26.18 million or 27.87 %. The main reason was due to the company has derivatives products, which are Single Stock Futures Block Trade and Derivatives Warrants. 4. The Consolidated

Baht 18.02 million compare with last year mainly resulting from decreasing in long-term loan of Baht 36.74 million. While trade accounts payable, overdraft and other liabilities increased by Baht 18.72

in cash and cash equivalent. The Company’s total liabilities amounted to 1,318.26 million baht, fell by 143.50 million baht comparing to September 30, 2018 due to the decrease in trade and other