banking business, directly and indirectly. In detail: 1. Cyber Security Risk Amid rapid technological change, Thai consumers have readily embraced the new tech trends. Obviously, economic activity

combined not more than 80,000,000.00 THB. Accounted for 2.89% (Net Tangible Asset: NTA) as of June 30th, 2019. The total value of the transaction is considered as a connected transaction with a value

". When combined not more than 80,000,000.00 THB. Accounted for 2.89% (Net Tangible Asset: NTA) as of June 30th, 2019. The total value of the transaction is considered as a connected transaction with a

" and Hwa Fong Rubber (Suzhou) Co.,Ltd. “ HFZ “ . When combined not more than 80,000,000.00 THB. Accounted for 2.89% (Net Tangible Asset: NTA) as of June 30th, 2019. The total value of the transaction is

, 2019. Such financial statements comprise of the consolidated financial statements and the separate financial statements as compared with the financial statements for the first quarter of the year 2018

, 2019. Such financial statements comprise of the consolidated financial statements and the separate financial statements as compared with the financial statements for the second quarter of the year 2018

ended September 30, 2019. Such financial statements comprise of the consolidated financial statements and the separate financial statements as compared with the financial statements for first 9 months of

reasons change of expense as follows. Expenses: (Unit: Million Baht) Consolidated Separate Y2017 + Increased / -Decreased Y2017 + Increased / -Decreased Employee benefits expenses 432.73 (5.16) 417.64 0.70

, Ended of June 30, 2018 Unit: Million Baht Power Generation Others Total Change Increase (Decrease) Quarter 2 Quarter 2 Quarter 2 Quarter 2 2018 2017 2018 2017 2018 2017 Amount % Total Revenues 8,929 7,850

Change Increase/(Decrease) Debt to equity ratio (Time) - Consolidated 1.05 1.05 - - Company 0.78 0.78 - Book value per share (Baht) - Consolidated 191.52 195.52 (4.00) - Company 119.76 121.81 (2.05