3.96 5% 10% 10.76 11.68 9% 2 Revenues For the first nine months of 2019, the total consolidated revenues were 17,136 million baht, showing an increase of 1,801 million baht or 12% y-y. In the third

categorized by business type as follows: credit card receivable 28,711 million baht, increasing by 13%, loans receivable 35,827 million baht, the same as last year and hire purchase receivable 1,444 million

transactions during the past 6 months, is equal to not more than 20.50% on a Total Value of Consideration basis. The Transaction is categorized as a Type-2 transaction according to the Acquisition or Disposition

method. Therefore, the transaction is categorized as a Type 2 acquisition of assets. Therefore, the Company is required to: (1) disclose information regarding the acquisition or disposal of assets of the

to an increase in bad debt recovery since the first quarter as well as commission income and gain on currency exchange. Moreover, the income for the nine-month period of company’s subsidiaries in

of 530 million baht or 2.12 baht per share, decreasing by 46% y-y. The financial performance can be summarized as follows. Overview The Thai economy in the first quarter of 2020 contracted by 1.8

transaction is categorized as small transaction, is not required to be disclosed according to the Notification of the Board of Governors of the Stock Exchange of Thailand Re: Disclosure of Information and Other

the first quarter of 2017 approximately THB 22.11 million. However, the Company fully settled such provision in the second quarter of 2017. No more of such expense incurred in the current period

consumption causes an increase in consumer confidence. Both export and tourism sectors rose faster in the first half of 2018. On the other hand, Thai economy showed signs of a slowdown in the second half of

% in the first quarter of 2018 to 18.98% in the same period of 2019. The total expense to total revenue ratio increased from 13.78% in the first quarter of 2018 to 14.94% in the same period of 2019. 1