line with the prudent approach of setting aside adequate provisioning expenses, the Bank’s total allowances for doubtful accounts amounted to Baht 147.2 billion, which will provide a cushion against any

continued uncertainties from the economic slowdown and prolonged impact from the COVID-19 situation, the Bank continues with its prudent measure in setting up provisioning for expected credit losses including

banks will continue to focus on managing loan quality. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks will be able to handle

continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still maintain an adequate cushion for NPL in

, concealing or destroying relevant evidence, or giving false information; (6) complexity of actions or means such as using the names of other persons or setting up a nominee company; (7) record of behaviors

in court regarding the delivery of the enforcement order and writ of execution, shortening the legal execution procedure. By setting a definite timeframe, the law narrows the chance of utilizing legal

review. [For extent to which the borrowings are fixed, see para. 4 below.] 8    2. If the issuer or any other entity in the group is in breach of any of the terms and conditions or covenants associated

followings: - Operational risk associated with the Company or its group of companies. Identify and clarify what the management views as material risks on the business, operation, financial position, operating

of directors or a committee appointed by the board of directors; (5) setting out the following execution in case directors, executives or other personnel are failure to perform pursuant to the

level of capital and the regular setting aside of additional provisions, commercial banks can maintain an adequate cushion for NPL in the banking system. V3 12/05/63 3 Adoption of the pack of Thai