to suspect that the material information disclosed to the general public is incomplete or inadequate to support the investment decision making, or misleading; (8) there are no grounds to suspect that

methods: (a) Disclose only the essences of the policy and guidelines and the full version thereof on the Company’s website; (b) In the case where the Company has incomplete information, for example, no

version thereof on the Company’s website; (b) In the case where the Company has incomplete information, for example, no policy or guidelines or operating results in various areas in the “Business

% 154 148 4.1% Premises and equipment expenses 3,029 2,254 2,736 34.4% 10.7% 10,467 10,252 2.1% Taxes and duties 853 820 840 4.0% 1.5% 3,367 3,357 0.3% Other expenses 3,298 3,254 2,865 1.4% 15.1% 12,403

ventures and other long term investments Property, plant and equipment Finance lease receivable Other non-current assets Total Assets Total Liabilities and Equity 4,414 4,742 6,396 6,187 26,129 26,325 9,861

Investments in associates Property, plant and equipment Finance lease receivable Other non-current assets Equity Other non-current liabilities Long-term borrowing Debenture Other current liabilities +0.5% 30

and banks. TBSP also provides other services including data printing, enveloping and mailing service, one-stop services relating to data management, forms, stationeries and equipment, document storage

financial institutions and banks. TBSP also provides other services including data printing, enveloping and mailing service, one-stop services relating to data management, forms, stationeries and equipment

provides other services including data printing, enveloping and mailing service, one-stop services relating to data management, forms, stationeries and equipment, document storage and destruction services

associated, net and advance payments for investment 49,325 63,208 (13,883) (21.96%) Property, plant and equipment, net 61,723 62,420 (697) (1.12%) Other non-current assets 49,741 51,629 (1,888) (3.66%) Total