, quick response, and strong public health system. Recently, the Global COVID-19 index (GCI) ranks Thailand as the second highest recovery rate of COVID-19 pandemic, and praised by WHO and international

-spending credit card customers with strong repayment capacity. The personal loan receivables of 43,069 million baht remained stable, due to more customers participating in debt restructuring loan program

of dividend, schedule of Annual General Meeting of Shareholder for the year 2019, capital increase by allocating via general mandate, an increasing of investment cost in Carnival Magic Project, and

Meeting regarding no payment of dividend, schedule of Annual General Meeting of Shareholder for the year 2019, capital increase by allocating via general mandate, an increasing of investment cost in

the latest credit rating of such debenture or bill, or the issuer rating or the guarantor rating, as the case may be. 9.4 Dividend distribution policy Specify the dividend policy of the Company for the

registered as the Company's shareholders, such persons will be entitled to receive a dividend when the Company declares a dividend same as the Company's existing shareholders. 8. Other details necessary for

/share allotment 7.1 Dividend policy The Company has a policy of paying dividend at the rate of not less than 40 percent of the net profit after the corporate income tax according alone financial

the shareholders will receive from the capital increase/share allotment 7.1 Dividend policy The Company has a policy of paying dividend at the rate of not less than 40 percent of the net profit after

goal and the increase in the Company’s competent capability in the long term. 3 7. Benefits which the shareholders will receive from the capital increase/share allotment 7.1 Dividend policy The Company

Position as of December 31 , 2018 , the Comprehensive Income Statement and the auditor’s report, which are audited by the auditor for the year ended December 31, 2018. Agenda 5 To approve the annual dividend