Malee Group Public Company Limited and Its Subsidiaries Management Discussion and Analysis For the Fourth Quarter and the Year Ended 31 December 2018 1. Q4/2018 Highlights Figure 1: Quarterly results

consolidated financial statement ended 31st March 2015. This is classified as Type 2 of asset acquisition with the size of more than 15% but less than 50%. The Company had disclosed a report of Information

statement ended 31st March 2015. This is classified as Type 2 of asset acquisition with the size of more than 15% but less than 50%. The Company had disclosed a report of Information Memorandum of an

6.66 percent of the Company’s net tangible assets under the consolidated financial statements ended December 31, 2017, which is considered a transaction which has its size of more than three percent of

the Company’s net tangible assets under the consolidated financial statements ended December 31, 2017, which is considered a transaction which has its size of more than three percent of the Company’s

’ equity 44.78 136.35 162.10 Total liabilities and shareholders’ equity 254.74 355.49 388.89 (Baht million) Statements of comprehensive income for the year ended December 31 2015 2016 2017 Service income

Management Discussion and Analysis For the first quarter ended March 31, 2021 (Unreviewed) Kiatnakin Phatra Bank Public Company Limited Investor Relations Email: investor_relations@kkpfg.com Tel. +66

advisory service e.g. enterprise valuation, etc. Summary of Financial Position and Results of Operation The financial statements of the Company for the year ended December 31, 2015, 2016, and 2017, and for

and Results of Operation The financial statements of the Company for the year ended December 31, 2015, 2016, and 2017, and for the 6-month period ended June 30, 2018 can be summarized as follows: Unit

. enterprise valuation, etc. Summary of Financial Position and Results of Operation The financial statements of the Company for the year ended December 31, 2015, 2016, and 2017, and for the 6-month period ended