decrease in premises and equipment expenses. Cost-to-income ratio excluding loss from sale and revaluations of foreclosed assets stood at 38.4% improving from 40.2% during 1Q20. Unit: Baht million 1Q21 4Q20

. Integrated operators had increasingly emphasized on convergence offerings and value-added services such as speed boost, equipment upgrades and contents to differentiate and uplift revenue. FY20 Operational

% QoQ from TTTBB cable-related expenses, while AIS operational transmission and equipment costs were offset by a lower FT rate. Selling general and administrative expenses increased 35% YoY and 49% QoQ

mn) % out of total Cash & cash equivalents and Current investments 211 9.7% 653 15.9% Trade & other receivables 351 16.2% 968 23.6% Building and equipment 486 22.4% 613 14.9% Goodwill and Intangible

mn) % out of total Cash & cash equivalents and Current investments 653 15.7% 740 15.2% Trade & other receivables 710 17.1% 847 17.4% Property, plant and equipment 613 14.7% 931 19.1% Goodwill and

25-year period started from the date of contract). As specified in the contract, the subsidiary shall transfer building, machine and equipment to Krabi municipality without any charges when the

percent mainly, decrease in PP&E at Baht 17 million due to purchase of equipment at Baht 11 million and building improvement at Baht 4 million while the depreciation for the period was at Baht 28 million

%(y-o-y), mainly were the decreased in personnel expenses, the expenditure on computers and equipment and general administrative expenses. The Cost of services and Administrative expenses have increased

% QoQ due to 4G network investment.  Network OPEX was Bt5,051mn, increasing 23% YoY as we started TOT partnership to utilize spectrum and equipment late last year. Excluding the payment to TOT (Bt2,375mn

operating in-mall food centers, as well as depreciation and repair & maintenance costs of food center equipment and furniture, and decoration costs. In 3Q17, costs of food and beverage increased by 15.6% YoY