from Baht 9,724.0 million at year-end 2018 mainly due to increase of Current Portion of Long Term Liabilities Baht 4,123.1 million and increase of Short-Term from financial institutions Baht 1,765.0

the year 2019 equal to 2,701.7 million baht or 13.3%. The majority of assets increased were current assets are cash and cash equivalents increased. And increased investment properties. And increased

2020, Total Liabilities was Baht 14,107.4 million, increased by Baht 1,248.0 million from Baht 12,859.5 million at year-end 2019 mainly due to an increase of Current portion of Long-term Debentures Baht

million or equivalent by 29.9%, due to TFRS No.16 impact, by Lease liabilities increased THB 58,521 million, Bank overdrafts and short-term borrowings from financial institution increased and Current

consolidated financial results, the Company has total revenues stable compared to the same period of last fiscal year due to the current economic situation which is in an improved trend but the risks to asset

reflecting more cautious lending practices to align with the current economic conditions. Moreover, the Company has expanded its service channels through the online platform, which is more convenient for

subsidiary company of NDR. Additional important condition after completion of transaction is group of Samrittivanicha Family current major shareholder of NDR shall sell 32,000,000 units of exiting warrant to

coverage ratio) (4) อัตราหน้ีสินรวมตอสวนของผูถือหุนรวม (debt to equity ratio) (5) อัตราสวนสภาพคลอง (current ratio) (6) อัตราสวนตั๋วเงินจายตอหน้ีสินท่ีมีภาระดอกเบี้ย (B/E size to interest bearing

significant changes in the capitalization and indebtedness and a statement of capitalization and indebtedness that provides current information about the issuer’s guaranteed/unguaranteed and secured/unsecured

provides current information about the issuer’s guaranteed/unguaranteed and secured/unsecured indebtedness. VII. INFORMATION ABOUT THE ISSUER A. General Information about the Issuer 1. Include basic