remained strong as banks continued to closely monitor credit quality and maintained high levels of capital fund and loan-loss provisions to facilitate credit expansion going forward. Credit Rating Land and

remained sound as banks continued to closely monitor credit quality and maintained high levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. Credit Rating LH

monitor the situation closely while continuing to focus on providing support to customers and at the same time monitoring the status of customers still under financial assistance initiated during 2020

financial institutions of the Target Group Hotels and Resorts 10. Opinion of the Board of Directors The Board of Directors’ Meeting No. 3/ 2018 considered the information presented by the executive committee

continuously generate a return on investment, profit, growth of assets, profits and cash flow to the Company and shareholders in a long-term period. 13. Opinion of the Audit Committee and/or the directors of the

meeting empower the Executive Committee or the Managing Director to amend or change the date of determination of shareholders who shall be entitled to attend the Extraordinary General Meeting of

Companies’ future revenue growth and diverse business dependency , expand opportunity in other investments and lead to long-term business sustainability. 12. Opinion of the Audit Committee which is different

the Audit Committee which is different from the opinion of the Board of Directors -None- Responsibilities of the Board of Directors for Disclosures information The Board of Directors of Winner Group

to the Company and its shareholders. 12. Opinion of the Audit Committee which is different from the opinion of the Board of Directors -None- Responsibilities of the Board of Directors for Disclosures

Audit Committee and/or directors of the Company which is different from that of the Board of Directors under clause 9 None The Company certifies that all information contained in this Information