and new customers. We have always been monitoring and analyzing IU volumes closely. Proactive cost saving plans were implemented with potential expense savings of THB 34 million by extending useful life

) (1.3) Public utilities and services 41,399.0 40,535.7 863.3 2.1 Housing loans 23,684.5 22,839.7 844.8 3.7 Financial intermediation 53,398.8 54,858.4 (1,459.6) (2.7) Saving cooperative 10,780.0 11,100.0

, especially through maintaining a higher ratio of current account and savings account (CASA) while placing less focus on price competition, amid a greater flow of funds from other sources to be parked at banks

big improvement was resulted from Fitness First (cost saving project), which drove the overall costs down. Also, Fitness First Phase II has been kicked off and now called “Fit Fast Firm” project. This

(BAY) and Government Saving Bank (GSB), and new variety of services such as bank saving lottery, PA insurance, etc. The Company also focuses on expanding the kiosks with SIM card selling and electronic

for the launch of the production automation under the scheme of “Delta Smart Manufacturing”. The company believes that it would benefit the company by enhancing energy saving and improving the

be more compact and more cost saving. 7. Financial cost For the year end of 2019, the financial cost was 1.49 million baht compare to 1.38 million bath last year, increase by 0.11million baht or 8.02

15.90 million baht compare to 17.04 million baht, decrease by 1.14 million or 6.69% decreased because the company had adjust the organization to be more compact and more cost saving. 6. Financial cost For

organization to be more compact and more cost saving. 6. Financial cost For Quarter1 of the year 2019, the financial cost was 0.44 million baht compare to 0.39 million bath last year, increase by 0.09 million

in low risk mutual funds For the better results more than saving money. 1.2 Trade receivable as at 30 June 2018 and 31 December 2017 equal to 402.85 million Baht and 300 million Baht, respectively