operations or significantly reduce employment. 3. More-severe-than-expected impact of the drought could affect farm income For banking sector in the first quarter of 2020, commercial bank loan expanded at a

and production had increased as well. But production stumbled again by the end of the year, and we are now just seeing signs for recovery in end of February 2020, for which production is expected to

, while implementing the plans that least affected the welfare and morale of the employees. The Company expects to reduce costs and expenses by 20% in 2020 compared to 2019. The Company foresees the

, but the Company recognized increased slightly sales revenue from overseas sales resulting from Thai Baht appreciation against 3 major currencies (USD, EUR, and AUD) as main revenue structure. Cost of

and have Siemens gas turbines installed on the following perspectives: 1. Availability – to increase availability or reduce a number of maintenance days, both planned and unplanned 2. Efficiency – to

, the palm oil is increase from the global CPO market price to be much higher than CPO-DIT, cause the volume of exports was increased, consistent with in 2nd quarter of 2022, Indonesia, the world’s

causing exports to reduce from the previous year. The sale of goods to foreign countries has been affected by the continuous appreciation of the Thai baht. Domestic consumption remained stable. Although the

. In addition, the Company also partners with retail stores to provide more installment loans. The Company provides more channels to facilitate financial services to customers and reduce Company’s

projects from government REVENUE Increased (Decreased) FOR THE YEAR 2020 (Million Baht) 2020 % 2019 % % Revenue from sale 1,049.16 61.28% 1,427.57 67.74% -26.51% Revenue from manufacturing and service 419.16

which increased the competitiveness. Including the bank has provided the reward for customers by organized the activities to maintain the customers base and well received by the customers. LH Financial