was 42.3% decreasing from previous quarter, as a result of the ability to maintain profitability, the stock buyback, and the Company’s interim dividend payment. Quarter Quarter Quarter 3/2019 2/2020 3
from 3Q18, as a result of the increase in asset utilization efficiency. Return on equity was 47.6% increasing from 3Q18, as a result of the ability to maintain profitability, the Company’s interim
the ability to pay of customers in the industrial sector. While the household debt rate remained high, the Company, therefore, implemented a more stringent credit lending policy in this quarter and
considering both the conditions of the entering into transaction, the appropriateness of the sale value as specified in no. 5, the ability to repay of the buyer in a manner than the buyer has demonstrated
their concern on ability to manage liquidity and debt-servicing ability of households and businesses. Although the deterioration in credit quality affected profitability, Thai commercial banking system
that will become mature in the near future, which will give rise to its stronger debt service ability; 2. Ability to seek financing sources to fund other profit-making projects in the future: an overall
) categorizing type of the client ; (3) assessing suitability for investment in or entering into a transaction of capital market products ; (4) considering ability of the client to perform in respect of servicing
) categorizing type of the client; (3) assessing suitability for investment in or entering into a transaction of 13 capital market products; (4) considering ability of the client to perform in respect of servicing
employing knowledge and ability as a professional under different situation, being independent in making investment decision and having diversified investment in order to reduce investment risk, etc. (2) The