objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which will focus on loan expansions to retail and Small and Medium Enterprise

the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which will focus on loan expansions to retail and

the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which will focus on loan expansions to retail and

the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For the Credit Business which focuses on loan expansions to retail and

the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For the Credit Business which focuses on loan expansions to retail and

, hence presents another downward pressure to overall economy and telecom spending. Cost management and long-term investment view for resiliency As risks and uncertainties lie ahead, AIS management places

, the Company maintained a credit rating of BBB+ from S&P Global rating and being upgraded to AAA(tha) from Fitch Ratings. The company places an importance to maintain its credit rating in the interest of

capability to cover debt obligations. The company places an importance to maintain its credit rating to ensures the funding costs are optimal at an appropriate level at BBB+ rating by S&P Global. AIS is

future. The number of service stations as of the end of the quarter was 1,082 stations, with 12 new locations; large size station with modernized aesthetic, along with non-oil businesses to increase

, there was 71 new branches added compared to the end of Q3/ 2017; most of which are standard service stations with modern aesthetics, situated in locations with high prospect. The company has always been