, 2018 to THB 1,682.4 million for the nine months ended September 30, 2019. The increase in costs of services was largely consistent with the increase in revenues from the acquisition of the Outrigger
from the growth in deposit consistent with the overall expansion in loan portfolio. Cost of fund for 2018 was maintained at 2.3%, the same level as in 2017. For the year ended Consolidated Change Dec 31
the decline in prices of petroleum- related products and agricultural products consistent with the global oil prices. Additionally, the strengthening of the Thai Baht will also impact exporters. 2 The
154 (85) (55.0) Others 6 1 5 588.4 Interest expenses totaled Baht 1,290 million, an increase of 23.6% yoy from the growth in deposit and borrowings amount consistent with the overall expansion in loan
growth is consistent with the economic slow down and credit tightening of financial institutions after signs of deterioration in loans. In the equity market, the average daily turnover (SET and mai) for
consistent with the economic slowdown and credit tightening of financial institutions after signs of deterioration in loans. In the equity market, the average daily turnover (SET and mai) for 3Q19 increased by
and an increase in net interest income in line with loan growth, which was consistent with rising net interest margin (NIM). Excluding net profit from investment and income from auction of mortgaged
low-risk customers. Regarding home loan, we will revise our credit policy to be consistent with the Bank of Thailand’s macroprudential measure to be implemented to preclude speculation in the real