Net profit margin for the period (%) 12.2 3.7 12.3 11.6 Net profit margin attributable to owners of the parent (%) 12.1 3.3 12.0 11.2 Return on equity (%) - trailing 28.2 72.1 28.2 72.1 Return on assets

to owners of the parent (%) 11.3 11.1 12.6 12.0 Return on equity (%) - trailing 28.9 58.1 28.9 58.1 Return on assets (%) - trailing 16.9 17.4 16.9 17.4 Other Ratios Total debt to equity (times) 0.3 2.5

Return on equity (%) - trailing 28.7 53.0 28.7 53.0 Return on assets (%) - trailing 17.0 16.8 17.0 16.8 Other Ratios Total debt to equity (times) 0.3 2.0 0.3 2.0 As Fit Fast Firm project (cost saving

Management Discussion and Analysis for the 2nd quarter of year 2024 5 4) Key Financial Performance Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Return on equity (ROE) 20.3% 18.7% 15.8% 12.6% 9.8% Return on asset

year 2024 5 4) Key Financial Performance Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Return on equity (ROE) 18.7% 15.8% 12.6% 9.8% 7.2% Return on asset (ROA) 7.3% 6.2% 5.2% 4.2% 3.0% Interest bearing Debt

shareholders’ equity increased by Baht 1,114.7 million driven by increase of profit during the period. 4) Key Financial Performance Q4 2021 Q1 2022 Q2 2022 Q3 2022 Q4 2022 Return on equity (ROE) 12.8% 12.0% 13.5

Q2 2023 Return on equity (ROE) 12.0% 13.5% 17.1% 20.1% 20.7% 20.3% Return on asset (ROA) 4.4% 5.0% 6.5% 7.7% 8.1% 8.1% Interest bearing Debt / Equity (IBD/Equity) 0.8 0.8 0.8 0.8 0.7 0.6 Return on

times in the fiscal year 2016. Return on Equity and Return on Asset are 20% and 3.9 %, respectively. In addition, the Board of Directors’ meeting has approved the final dividend payment for the fiscal

Equity ratio as of February 28, 2017, decreased to 4.3 times from 4.9 times in the fiscal year 2015. Return on Equity and Return on Asset are to 18.5% and 3.3 %, respectively. In addition, the Board of

. Return on Equity and Return on Asset are 20.8% and 4.2%, respectively. In addition, the Board of Directors’ meeting has approved the final dividend payment for the fiscal year ended February 28, 2019, at