year, which was released later than scheduled. Cost of sales and services In Q1/ 2024, the cost of sales and services amounted to THB 3,233. 15 million, increased by THB 69. 67 million YoY (+2.20%) in
collateralized bank deposits totaling THB 178.90 million, including THB 136.90 million redeemed in Q3/2024. Additionally, the company released the mortgage on land and buildings that were used as collateral for
consumer protection and customer privacy, taking into account the changing customer expectations for greater convenience and speediness over omni-channel. Beyond the above strategies, we focus on proactive
to enhance convenience and efficiency in customer services. KBank has focused our strategy on bolstering customer competitiveness. Aside from risk management products appropriate for customer needs in
’ patient management system with the use of technologies and innovations to enhance service efficiency for greater convenience of patients through alerts for their appointments with physicians, queuing, and
loan loss provisions which is estimated to be approximately Baht 1,200 million – Baht 1,500 million, will be released within 5 years. Basic earnings per share at Baht 7.07 per share. 7 Annualized Ratios
Other fee of Baht 43 million 8 initial date of TFRS 9 adoption was Baht 2,552 million which the Bank has partially released as additional provisions for the impairment from revaluation of foreclosed
released using a straight line method since 1Q20. With the continuing uncertainties from the economic slowdown and prolonged impact from 3 Including ECL for loans and loan commitments and financial
loan loss reserve after allowance for expected credit losses based on TFRS 9 at the initial date of TFRS 9 implementation was Baht 2,552 million which the Bank has partially released as additional
category in the annual On-Time Performance (OTP) Review released by travel data and analytics expert, Cirium. Samui Airport achieved an on time departure performance of 95.08% in 2019. 2. The Board of