remain accountable to their shareholders and investors. These practices not only affect listed companies’ strategic management, but also enable companies to better address their strengths, weaknesses

- Translation - Management Discussion and Analysis of the Company’s Performance for the year ended 31 December 2018 - Translation - JKN GLOBAL MEDIA PUBLIC COMPANY LIMITED Management Discussion and

- Translation - Management Discussion and Analysis of the Company’s Performance for the three-month period ended 31 March 2019 - Translation - JKN GLOBAL MEDIA PUBLIC COMPANY LIMITED Management

- Translation - Management Discussion and Analysis of the Company’s Performance for the Nine Months Ended 30 September 2018 - Translation - JKN GLOBAL MEDIA PUBLIC COMPANY LIMITED Management

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

mall management and effective operating costs control The Thai economy in 2Q17 continued to expand and recovered at a modest pace, driven by export of goods which showed a high expansion, and the tourism

Management Discussion & Analysis 2022 1 I 9 Branches upcountry 86% Bangkok and vicinity 14% Revenue structure categorized by business groups (Unit : Million Baht) 2021 2022 Increase (Decrease) %YoY Amount

Comprehensive Income (Consolidated) for the Third Quarter and the First Nine Months of 2023 and 2022 Management Discussion & Analysis Q3/2023 1 I 10 Branches upcountry 85% Bangkok and vicinity 15% Revenue

debt. 6 Debentures, Solvency and Liquidity Management As of February 29, 2024, the Company has outstanding long-term debentures, representing unsubordinated and unsecured debentures, amount 5,966 million