capital increase from Initial Public Offering would result in the marked decrease in Debt-to-Equity ratio and financial costs going forward. Management’s Discussion and Analysis S Hotels and Resorts Public

. The Client’s derivatives contract with such position will be marked to market by its derivative agent at least at the end of business day to reflect a daily gain or loss from the Client’s position

” underlying “derivatives” “derivatives on organized exchange” derivatives derivatives “discount rate” “FX” (Foreign Exchange) “GMS” (Greater Mekong Subregion) ( ) “group limit” “guarantor rating” “international

use. ---------------------- Notification of the Office of the Securities and Exchange Commission Re: Arbitral Process Organized by the Office _____________ With regard to the Office’s providing of the

. ---------------------- Notification of the Office of the Securities and Exchange Commission Re: Arbitral Process Organized by the Office _____________ With regard to the Office’s providing of the arbitral process under the Derivatives

Office of the Securities and Exchange Commission Re: Arbitral Process Organized by the Office _____________ With regard to the Office’s providing of the arbitral process under the Derivatives Act B.E. 2546

in making KBank a Bank of Sustainability. In the first quarter of 2018, KBank organized CG promotional activities focusing on CG-based performance of duties. These included communications to employees

at HomePro, Mega Home and HomePro in Malaysia. Moreover, the Company organized various marketing activities throughout the period with the aim of stimulating consumer spending. Activities included the

agricultural provinces and at Mega home businesses still do not meet the expected goal. However, the Company has organized various promotional activities such as HomePro Expo during March 16-25, 2018, and

orchards. There are more than 70 units of caravan this year. Moreover, the Company greatly organized more variety of events such as product launch events, workshop, thanks agent party etc. 2. Revenue from