and personal loan lead generator. 3. Income from insurance business in Q3/2018 wat 35.1 million baht which is the revenues from non-life insurance that the Company acquired a majority stake since Q2

Loan management Business JMT Network Services Public Company Limited still has a strong growth direction and is the main force in the Group's profitability, hoping to have a continuous growth for the

million baht , the same level as last year and shared 52% of total revenues. This was contributed from loan income from AEON Microfinance (Myanmar) Company Limited, which grew by 68% from last year and AEON

. Second quarter revenue was 2,288 million baht increasing 1% q-q. Loan income from AEON Microfinance (Myanmar) Company Limited, which grew by 64% y-y and AEON Specialized Bank (Cambodia) Plc grew by 26% y-y

decrease 21.54%, due to decrease in bank loan. 7. Share of profit (loss) from investment in associated company In Q2/2018, Share of profit (loss) from investment in associated company was Baht 10.75 million

the Company’s business , loan from financial institutions, etc. The Company will consider the appropriate sources of fund. 10. Mutual Benefits or related party transactions The Company has no mutual

impact on shareholders’ benefits. If the Company drawdowns loan from financial institution, debt to equity ratio will be increased to 0.67 time. This is to support financial liquidity of the Company

consideration basis which includes loan and any guarantee by the Company to WCIH, will be equivalent to 23.42 percent. Without any disposal transactions occurred during the past six months prior to these

. Long term loans-net from portions that due within 1 year decreased 12.9 MB or 44.5% when compared to that of Q4- 2016 because during Q1-2017 the Company repaid long term loan according to due date

therefore have a loan to be used for investment Company net profit for the year ending December 31, 2019 and December 31, 2018 were 61.97 million baht and 96.19 million baht respectively, compared to the