6661 Fax: +662 661 6664 1 2019 IVL Performance Summary IVL registered volume growth of 18% in 2019 driven mainly by inorganic expansion. Industry-wide spreads declined to historical lows in 2019, leading

respectively. Additionally, leading vehicle manufacture brands have accepted B20 and B10 to be used in their car models and have promoted the use of B20 to customers. Furthermore, the government has delegated

. +62-21-5237788 5 Fax no, +62-21-5237244 Website https://www.permatabank.com Business Description Established in 1955, Permata is a leading commercial bank in Indonesia, offering a complete range of

. Fibers In Fibers, our product offerings are to the global brands and we are among the leading global suppliers. We have a suite of products that serve variety of applications where some are essentials and

the global brands and we are among the leading suppliers globally for our fibers applications. We have a suite of products that serve variety of applications where some are essentials and non-durables

package offerings. • Enterprise non-mobile revenue & others were at Bt6,274mn, improved 19%YoY from increasing demand of CCIID leading by Cloud Services and ICT Solutions following the digitization trend

volume increased as the mandated B100 proportion in diesel was at 7% all year. However, performance was affected by the low crude palm oil price situation in the country, leading B100 price to decline in

March 2017 March 2018 December 2017 March 2017 Normal 1,853,402 1,875,782 1,801,607 14,550 14,983 13,986 Special mentioned 37,711 45,815 48,377 452 591 593 Substandard 12,077 11,760 12,188 6,737 5,275

2017 December 2016 June 2017 March 2017 December 2016 Normal 1,853,978 1,801,607 1,830,827 14,953 13,986 14,502 Special mentioned 42,306 48,377 46,058 550 593 548 Substandard 17,482 12,188 9,495 9,029

Special mentioned 48,646 42,306 46,058 619 550 548 Substandard 11,955 17,482 9,495 5,364 9,029 2,589 Doubtful 20,487 16,430 16,050 10,766 8,246 10,140 Doubtful of loss 55,834 52,083 43,316 36,135 33,744