loans ratio at the end of 2017 declining to 5.0% from 5.6% at the end of 2016. On Special Asset Management business, the Bank sold non-performing assets (NPAs) totaling Baht 987 million and had gain of

items from non-operating, consists of unrealized gain (loss) on exchange rate of receivable under finance lease and gain (loss) on forward contracts. Consolidated financial statements Quarter 2 Quarter 1

Margin (%) 13.0% 10.0% 2.9% SG&A expenses 406.0 438.5 -32.5 -7.4% Loss on exchange rate 237.0 31.0 206.0 664.8% EBIT before share of profit (loss) from investment in associates and joint venture 452.7

) (1,174.0) (1,350.7) (1,370.2) 19.5 1.4% (3,808.0) (5,044.3) 1,236.3 32.5% Gross profit 471.6 463.7 464.1 473.3 9.2 2.0% 1,918.9 1,872.7 (46.2) (2.4%) Net gain (loss) on exchange rate (4.6) 86.7 113.7 (142.3

share of profit (loss) from Investment in Associates and Joint Venture 209.1 606.7 -397.6 -65.5% Share of profit (loss) from Investment in Associates and Joint Venture 80.0 80.8 -0.8 -1.0% EBIT 289.1

year. Despite the reduction in sales quantities and prices, the increase of Baht 1082 million was mainly on gain from decreased capital of investment in subsidiary (Baht 639 Million), Reversal of loss on

domestic, with the concerns on Covid-19 situation, hotels, restaurants, and B2B customers faced reduced demand from the market, causing decrement in domestic sales by 35.7%. The Company reported gain from

3,903 3,681 222 6.0% Sales and service income 3,628 3,588 40 1.1% Other income 127 92 35 38.0% Gain on disposal of investment 147 - 147 100% Cost of sales and services 3,400 3,351 49 1.5% SG&A expenses

-8.68% Gross Profit 396 533 -137 -25.72% Gross Profit Margin (%) 9.34% 11.24% -1.90% SG&A Expenses 310 300 10 3.48% EBIT before share of profit (loss) from Investment in Associates and Joint Venture 275

gross profit increased by 121.43 and 121.70% y-o-y respectively. Other Revenue for Q2 2017 which are mostly gain from investment slightly increased. The slightly improved stock market led to higher