position SMEs. Although the deterioration in credit quality of commercial bank loans affected profitability, but Thai commercial banking system’s remained strong as banks continued to closely monitor credit
Monument Thonglor, (ii) The Line Wongsawang, (iii) The Line Sukhumvit 101, (iv) The Line Phahon Pradipat, (v) The Base Petchakasem 29, and (vi) Khun By Yoo. FINANCIAL POSITION ASSETS LIABILITIES AND
year. Despite slowdown in revenue, AIS continued its 5G investment plan to strengthen leading position, resulting in a 3.4% YoY increase in cost of service. According to slowdown in marketing campaign
Statement Cash Flows Statement Accounting Financial Ratios Business Performance Executive Summary Statement of Income 19 of Financial Position Environment Management 3 3 | Management Discussion and Analysis
circumstances. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK
dropped from the same period of last year. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced, capital
calculation will reflect position risk of assets and cover related business transactions, in line with international standards and the changing market conditions to serve the ongoing business operation and to
remained strong as banks continued to closely monitor credit quality and maintained high levels of capital fund and loan-loss provisions to facilitate credit expansion going forward. Credit Rating Land and