) and financial reporting standard no. 9 (TFRS9: Financial Instruments) which impact the following areas: 1) Realized interest income from loans based on the effective interest rate method (EIR) and
fixed by the employee at the same rate, regardless of whether employee is male or female. 7. The Bank of Thailand’s Policy Guidelines Re: Appraisal of Collateral and Foreclosed Properties obtained from
of 2022 to the third quarter of 2023 causing a higher interest rate in the third quarter of 2023 which lead to the increasing in finance costs. 6 Tax income (expense) Q3-2022 Q2-2023 Q3-2023 Change 9M
Fixed 1.250 1.250 1.250 1.250 1.250 1.250 12-month Fixed 1.375-1.500 1.500 1.500 1.500 1.500 1.500 Bank of Thailand Policy Rate (%) 1.250 1.500 1.750 1.750 1.750 1.500 Non-Interest Income Non-interest
short term hedge, is recognized through profit or loss (“FVTPL”) and, b) Cash flow hedge, the effective portion of changes in the fair value of interest rate swap contract, which is short term hedge, is
will consider granting the loan types, interest rate, loan limits and payment period to suit each type of customers’ business and accelerate the underwriting process. The bank has categorized the loan
good interest rate and convenience for deposit, withdrawal and payment at 7 – Eleven in 24 hours”. The bank appointed Counter Service Company Limited to be the banking agent for providing the cash
, the interest rate, loan limits and payment period to suit each type of customers’ business and accelerate the underwriting process quickly. The bank has categorized the loan services into 3 sectors