%, respectively. Administrative expenses decreased to 5.58 million Baht, or 6.62 % In 2021, the Company had expected credit loss from the allowance for doubtful accounts of a debtor was 20.19 million Baht and in

customer expectations, consumer protection and customer privacy. Beyond these strategies, we focus on predictive risk management with the aim of maintaining KBank’s stability as a leading financial

2,518 million, or 3.94 percent, over-year. Moreover, KBank has set aside higher allowance for impairment loss on loans to maintain our financial position stability. Therefore, our net profit for 2017

U City Public Company Limited (Registration No. 0107537000459) 21 TST Tower Soi Choei Phuang, Viphavadi-Rangsit Road, Chomphon, Chatuchak, Bangkok 10900, Thailand T: + 662 273 8838 F: + 662 273 8858 www.ucity.co.th Ref. No. U.SET 019/2017 October 30, 2017 Subject: Entire business transfer of Unicorn Enterprise Company Limited, capital increase, issuance of the U-W3 Warrants and U-W4 Warrants, issuance and offering of the newly issued preferred shares to be issued and offered to the existing shar...

offered for sale; )b) guarantor rating only in the case where the bond is fully guaranteed and the guarantor is obliged to liabilities jointly with the debtor without revocability before the maturity date

bonds being offered for sale; (2) guarantor rating only in the case where the bond is fully guaranteed and the guarantor is obliged to liabilities jointly with the debtor without revocability before the

Cycle (Days) 46 50 Total Debt to Equity Ratio (Times) 0.55 0.71 Interest Coverage Ratio (Times) 88.49 43.82 Debt Service Coverage Ratio (Times) 4.60 2.59 - 9 - (3) Asset Management Capability (3.1) Debtor

22.90 Debt Service Coverage Ratio (Times) 2.45 1.74 - 9 - (3) Asset Management Capability (3.1) Debtor Quality, Accounts Receivable Aging, Provision and Sufficiency of Allowance for Doubtful Debts The

legal action against the Company as it may deemed necessary and appropriated including to enforce the repayment according to the court order as the debtor under the court judgement. On 5 November 2017

Opinion of the Board of Directors about condition Eco have long times to process the business and involved in debtor, creditor and others lists. The buyer and guarantor (Eco’s director Mr. Teerasak Suwanyos