financing cost at the end of 2019 stood at 2.91% Net debt to equity ratio stood at 0.37x Capital Structure As of December 31, 2019, the Company reported total interest-bearing debt of THB 33,210 mn, an
) (%) 5.38% 5.66% Capital Structure and Debt Ratio Debt to Equity ratio (time) 0.91 0.86 Debt Service Coverage ratio (DSCR) (time) 2.25 2.13 Note: 1) Gross profit and Net profit were excluded construction
revenue (%) 23.59% 28.33% Performance Ratio Return on Equity (ROE) (%) 9.74% 10.71% Return on Assets (ROA) (%) 5.06% 5.64% Capital Structure and Debt Ratio Debt to Equity ratio (time) 0.94 0.88 Debt Service
revenue (%) 27.31% 29.59% Performance Ratio Return on Equity (ROE) (%) 10.82% 10.63% Return on Assets (ROA) (%) 5.78% 5.57% Capital Structure and Debt Ratio Debt to Equity ratio (time) 0.84 0.86 Debt
(%) 22.40% 27.31% Performance Ratio Return on Equity (ROE) (%) 8.32% 10.82% Return on Assets (ROA) (%) 4.24% 5.78% Capital Structure and Debt Ratio Debt to Equity ratio (time) 1.05 0.84 Debt Service Coverage
% Performance Ratio Return on Equity (ROE) (%) 9.20% 10.75% Return on Assets (ROA) (%) 4.80% 5.80% Capital Structure and Debt Ratio Debt to Equity ratio (time) 0.97 0.83 Debt Service Coverage ratio (DSCR) (time
% 14.26% Return on Assets (ROA) 4.32% 7.71% 8.06% 8.79% Return on Fixed Assets (ROFA) 53.31% 69.28% 29.17% 34.46% Debt/Equity Ratio 0.78 0.63 0.78 0.63 Net Debt/Equity Ratio 0.43 0.27 0.43 0.27 Leverage
% 5.03% 5.71% 5.03% Return on Fixed Assets (ROFA) 26.77% 25.90% 26.77% 25.90% Debt/Equity Ratio 1.68 1.40 1.68 1.40 Net Debt/Equity Ratio 1.29 1.11 1.29 1.11 Leverage (Net Debt/EBITDA) 4.01 2.85 4.01 2.85
of 2016 with the Non-Performing Loans (NPLs) to total loans ratio at the end of 2Q17 at 5.8%, increasing from 5.6% as of the end of 2016. On Special Asset Management business, the Bank sold non