the ability to pay of customers in the industrial sector. While the household debt rate remained high, the Company, therefore, implemented a more stringent credit lending policy in this quarter and

assets (ROA) ratio have improved to 19.0% and 8.9%, as compared to the ratio in Q3 2017 of 14.3% and 7.1% respectively. The interest bearing debt to equity (D/E) ratio decreased to 0.61 times as of

interest- bearing debt whilst floating interest rates make up the remaining 26%. Net interest-bearing debt to equity ratio stood at 0.38 times, equal to the ratio at the end of 2019, Although the Company has

68.50 million baht. In addition, the Company repaid some loans to the financial institutions, resulting in a decline in long-term loans from financial institutions. Hence, the debt to equity ratio dropped

or 1.08% from the level seen as of December 31, 2018. The debt to equity ratio stood at 0.12 times and the current ratio was at 2.36 times. - The shareholders’ equity stood at 1,524.12 million baht

’ Equity 1,891.0 1,882.8 0.4 Current Ratio (times) 1.76 1.91 Debt to Equity Ratio (times) 0.65 0.62 As of March 31, 2018, total assets presented at Baht 3,116.5 million, increased by 2.1% comprised of

was due to the fact that the Company repaid some loans to the financial institutions as well as financial leases for the total of 16.32 million baht. Hence, the debt to equity ratio stood at 0.13 times

debt to equity ratio of the Company was considerably low at 0.28: 1. Financial Highlights 3Q 2017 3Q 2016 Change 9M 2017 9M 2016 Change THB million % Sales THB million % Sales THB million % THB million

income surged significantly, especially the 19% increase in bad debt recovery. However, this year the Company will focus on fee-based income expansion. Revenues Structure Profit and Loss Statement Unit

the industrial sector. While the household debt rate remained high, the Company, therefore, implemented a more stringent credit lending policy in this quarter and focus on specific customer groups to