factsheet) โดยมีอตัราสว่นท่ีมีนยัส าคญั ทางการเงินท่ีต้องรายงาน ดงันี ้ (1) อตัราสว่นหนีส้ินสทุธิตอ่ก าไรก่อนดอกเบีย้จา่ย ภาษีเงินได้คา่เส่ือมราคา และคา่ตดัจ าหนา่ย (net debt to EBITDA ratio) (2) อตัราสว่น

approved due to the fact that the transaction has appropriate return at acceptable risk. Page 2 of 2 Please be notified accordingly. Yours truly, - Signature - (Mr. Surin Tanticharoenkiat) Company Secretary

. Board’s Resolution for Approval of this Transaction The Board approved due to the fact that the transaction has appropriate return at acceptable risk. Please be notified accordingly. Yours truly

insurance policies with excessive risk. Moreover we intend to increase the volume of insurance policies with acceptable risk. 2. Net investment revenues, gains on investments and fair value losses totally

appropriateness of local application, the importance of investor protection and the acceptable burdens towards listed companies.The proposed amendments include (1) change of the transaction size that requires

securities and derivatives business operators of all types, as follows: - broker, dealer and underwriter of investment units - broker of debt securities - dealer of debt securities - underwriter of debt

70.00 million Baht from sale of assets that the Company can further utilize as debt repaymentfor repayment of certain amount of commercial debts of the Company, which will relief risks from litigation to

and interest rates which are in line with customers’ acceptable risk appetite. Banks are also allowed to use other qualitative and quantitative factors which reflect customers’ potential and ability to

year, which was still better than the set target. In this quarter, our impairment loss on loans and debt securities decreased Baht 1,314 million, or 14.39 percent, in line with the prevailing

สามารถในการช าระดอกเบีย้ (interest coverage ratio : ICR) (เท่า) 8.91 หนีส้ินที่มีภาระดอกเบีย้ต่อก าไรก่อนดอกเบีย้จ่าย ภาษีเงินได ้ค่าเสื่อมราคา และค่าตดั จ าหน่าย (interest bearing debt to EBITDA ratio