related to the branch expansion and (3) an increase in trade and other current receivables related to franchise branch construction work and marketing partnerships with banks, telephone network operators

Liabilities was Baht 12,859.5 million, increased by Baht 3,135.5 million from Baht 9,724.0 million at year-end 2018 mainly due to increase of Current Portion of Long Term Liabilities Baht 4,123.1 million and

an obligation to refund such deposit to the Subsidiary. 3. Leyland shall make a repayment of the outstanding Director’s Loan to Mr. Pongsan Leelaprad in the current amount of THB 274,845,041.23 (which

during this period as well. 7. Increase in non-current assets held for sale of THB 2,229.6 mm due to the reclassification of assets, which will be sold to WHART and HREIT as mentioned above. 74,783.6

ANALYSIS FOR Q3/2017 7 9. Key Financial Ratios Key Financial Ratios As of 30 Sep 2016 As of 30 Sep 2017 Liquidity Ratio Current ratio (time) 0.30 0.52 Quick ratio (time) 0.29 0.49 Cash flow ratio (time) 0.74

Dec 2017 Liquidity Ratio Current ratio (time) 0.46 0.60 Quick ratio (time) 0.44 0.56 Cash flow ratio (time) 0.71 0.91 Profitability Ratio(1) Gross profit / total sales and services revenue (%) 50.37

-current assets held for sale of THB 835.2 mm due to the reclassification of assets, which will be sold HREIT and our customer as mentioned above. 74,783.6 52,821.4 21,962.3 73,619.0 45,085.6 28,533.4 0

for supporting continuity of operation in various incidents. In doing so, companies may consider on current situations, past testing results or possible impacts. The test and assessment shall, at least

testing of the BCP for supporting continuity of operation in various incidents. In doing so, companies may consider on current situations, past testing results or possible impacts. The test and assessment

” B. Key Financial ratio, provide the following information; 1. net debt to EBITDA ratio 2. interest coverage ratio 3. debt service coverage ratio 4. debt to equity ratio 5. current ratio 6. bill of