Comprehensive Income) THB 2.3m - Recognized loss in Profit and Loss Statement THB 2.3m Change in fair value of interest rate swap - cash flow hedges Interest rate swap - Unrecognized change in fair value

interest income. 2. Gross profit from product sales and service income (Home Service) was Baht 3,287.59 million, a decrease of Baht 843.86 million or down by 20.43% as compared with the same period last year

-period decrease in finance costs was because of a principle repayment and a reducing loan interest rates. Net profits The Company booked net profits of Baht 47.24 million and Baht 33.43 million in the six

interest. Report filed herewith for your kind information. Yours faithfully, Charoenchai Kittisuwan Chief Financial Officer Cash flows Net cash from (used in) operating activities (52.8) 481.2 Net cash from

% 2.14 2.46 14.95% Earnings before Interest and taxes 14.77 49.12 95.17 544.35% 93.75% 86.21 144.29 67.37% Financial expense (0.61) (0.56) (0.38) -37.70% -32.14% (1.11) (0.94) -15.32% Profit before income

mainly related to support the Company operation as well as impact by the averaged lower interest rate as compared to the previous year. 5. Net Profit For the second quarter ended 30 June 2020, the

% vehicle registration loan) Causing Singer to earn higher interest income and there was a decrease in NPL due to adjusting the proportion of credit portfolio to have more quality. NPLs in the group of auto

submitted its testimony responding and counterclaiming for damages in the amount by Baht 106.3 million, including the interest, on the ground of the breach of contract against the Company. The Company’s

January 2020. Under this standard specified that the Company must to book some rental agreement to financial lease, as a result interest expenses occurred about Baht 5.0 million. Sincerely yours

Costs The company’s financial cost in quarter 2nd of year 2020 was 1.28 million baht, which is the interest on loans from financial institutions/insurance companies for use as working capital in business