declined fixed cost per unit were another factors for gross margin improvement. Administrative Expenses In 1Q’18, administrative expenses increased by 35% yoy due to the increase of expenses namely

2017. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio at the end of 2Q18 further declined to 4.5% from 5.0% at the end of 2017. On Special Asset Management business, the Bank sold

sales 612 386 226 59% 1,075 736 339 46% • As a results of declining in economics situation, sales revenue of Food Center and restaurant declined 17%, in Q2/2018. 3 / 4 2.2 Gross profit by segment Unit

loans ratio at the end of 2Q18 further declined to 4.5% from 5.0% at the end of 2017. On Special Asset Management business, the Bank sold non-performing assets (NPAs) totaling Baht 413 million and had

declined yoy whereas revenue per head remained on the rise. The increase of revenue per head was Operation : Consolidated Profit & Loss Statement 3Q 3Q % 9 mth 9 mth % Unit : THB million 2019 2018 change

), causing those countries to close their territories. Therefore, the customers cannot import products to theirs countries. Moreover, domestic declined by Baht 7 million or 9% since April has long vacations as

declined as the spread of COVID-19 outbreak has resulted in the closure of partner countries resulting in the Company cannot be exported to partner countries in March. • Comparing between Q1/2020 and Q1/2019

expenses to be aligned with the delay in the wellness opening plan. As a result, the selling and administrative expenses during the second quarter of this year declined by THB 67.19 million or -24.22

6 months of 2020, revenue from placement service declined by 4. 46 Mb or 34. 27% compared with the first half of last year. This mainly due to the major customer which is Siam Commercial Bank (SCB

amount and margin. EBITDA amount decreased by 12% yoy, and EBITDA margin declined from 31% of hospital revenue in 1Q’19 to 28% in 1Q’20. The unfavorable EBITDA stemmed mainly from the social security