relatively subdued due to the impact of COVID-19. Nevertheless, the Company continues to transfer the completed projects to customers as planned. Residential projects that are completed and transferred to

banks will continue to focus on managing loan quality. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks will be able to handle

expand Index Living Mall approximately 1-2 stores per year. In the past, the Company has been successfully opening stores in major cities (first-tier cities) in Thailand with a relatively higher purchasing

continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still maintain an adequate cushion for NPL in

conducting financial transactions at branches with relatively heavy traffic. We also conducted lifestyle activities catering to each individual customer.  Middle Income KBank debuted THE PREMIER ADVISORY to

1.50 percent, though this was the first time in 22 meetings that the vote was split, prompting the market to be anxious that a policy rate hike may occur relatively soon. Meanwhile, US 10-year bond

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

accommodative stance relatively intact in light of easing inflationary pressures amid weakening oil prices in the global market. In Thailand, economic growth for 2019 is expected to decelerate to a range of 3.5

’ increasing reserves and the relatively high level of capital will continue to provide a cushion for the system’s NPL. Factors Affecting Banking Industry Performance Over the next two to three years, government