the ratio of the claim expenses (including loss adjustment expenses) over net earned premium increased from 60.22% in the previous year to 61.59% in the reported year because of the fact that the

amount of Baht 20.15 million due to the increase of earned premium net of reinsurance in amount of Baht 25.91 million 2. Income from investment and other income compared to the same period of last year

235.81% due to net earned premium and fee and commission income amounted to Baht 586.04 million, an increase of Baht 119.33 million or 25.57%, while net claim and operating expenses increased by only 5.66

seeking to pay short-term premium while gaining tax saving benefit, with no health checkup required. In addition to PromptPay funds transfer via various channels, in this quarter, KBank introduced the

3 3 International Trade Service Center 58 58 Representative Offices 7 7 Cheque Direct Service 20 20 Note: 1) Excluding 8 branches, classified as other branch platforms per the Bank of Thailand’s

tax-free return of not less than 1.85 percent per year while also offering life insurance coverage of 110 percent on premium paid throughout the contract term. Investors may gain higher returns in line

year, and from the provision of employee benefit for retirement, a non-recurring item classified under administrative expenses. Excluding the non-recurring items and the performance of residential

by The Mandarin Hotel Public Company Limited (“Mandarin”). This transaction is classified as the connected transaction with the following details: The transaction date : After the approval from the

subsidiary ( Casa Ville Co., Ltd.) to sell land without building to Land and Houses Public Company Limited. This transaction is classified as the connected transaction with the following details: Transaction

, has resolved to approve a subsidiary ( Casa Ville Co., Ltd.) to sell land without building to Land and Houses Public Company Limited. This transaction is classified as the connected transaction with the