(1) to disclose information related to investments in the Notes to the Financial Statements up until the period with the investment proportion lower than 40 percent of the total assets;       (3

include (1) bills of exchange and promissory notes payable or issued by a company and given to the creditor or the buyer as evidence of rights under the bills. Additionally, such bills must be accompanied

securities and structured notes.             

., investment units of mutual funds for institutional investors or ultra-high net worth investors, investment units of mutual funds investing in derivatives, hybrid products, and structured notes

incur loss depending on its potential risks.   _______________________   Notes:  Clause 23(2) of the Notification of the Capital Market Supervisory Board No. Tor Lor Thor. 8/2557 Re: Rules on Capital

clients. In addition, we remained cautious in credit underwriting of small and micro businesses, and focused mainly on existing customers with good track records or classified as low-risk customers. 2.2

-money laundering legislations (5) record keeping and retention of records in relation to know-your-client/ customer due diligence process and reporting of suspicious transactions. The policy mentioned in

202.23 93.00 (172.12) (45.98) Other income/1 12.31 3.18 15.23 7.00 2.92 23.72 Total revenue 386.66 100.00 217.46 100.00 (169.20) (43.76) Notes: /1 Other income comprises mainly of interest income and

’ loans, and focused mainly on borrowers with good track records, and existing low-risk customers. 2.2 Market Risk Management During this quarter, the Thai and US interest rates moved in accordance with the

borrowers, and remained vigilant on risks. Meanwhile, we mainly targeted borrowers with good track records or existing low-risk customers, while giving greater weight to digital lending. 2.2 Market Risk