and services 4,476.61 99.2 4,653.38 99.4 (176.77) (3.8) Other incomes 34.00 0.8 27.76 0.6 6.23 22.5 Total revenues 4,510.60 100.0 4,681.14 100.0 (170.54) (3.6) Cost of sales 3,736.52 82.8 3,978.47 85.0

from services 31.45 0.8 37.31 0.8 (5.86) (15.7) Revenue from sales and services 4,117.80 99.2 4,431.69 99.5 (313.89) (7.1) Other incomes 31.60 0.8 24.45 0.5 7.15 29.2 Total revenues 4,149.40 100.0

other incomes in 2018 was 1.78% of total sales, slightly decreased from 1.88% in 2017. Selling General and Administrative Expense The consolidated SG&A expenses in 2018 equaled to THB 1,372.02 million

. The consolidated other incomes in 2019 was 1.60% of total sales, slightly decreased from 1.78% in 2018. Selling General and Administrative Expense The consolidated SG&A expenses in 2019 equaled to THB

normal business operation (excluding profits from debt restructuring and other incomes) and cashflow from operation in a very low amount compared to total debts. There would also have potential actions to

rate due to weakening of USD against THB. The consolidated other incomes in 2017 was 1.88% of total sales, slightly decreased from 1.98% in 2016. Selling General and Administrative Expense The

26. กำไรสะสม (Retained earnings (deficits) ) 26.1 จัดสรรแล้ว (Appropriated) 26.1.1 สำรองตามกฎหมาย (Legal reserve) หมายถึง สำรองที่กันไว้จากกำไรสุทธิประจำปีตามประมวลกฎหมายแพ่งและพาณิชย์ และพระราชบัญญัติ

earnings per share at Baht 1.75 per share. Annualized Ratios 1Q19 2Q19 3Q19 4Q19 2019 1Q20 Net Profit (Baht million) 1,228 1,471 1,610 1,680 5,988 1,484 ROAE (%) 11.5 13.8 15.2 15.5 13.9 13.8 ROE (%) 11.6

sales. Other Income The consolidated other income in 2Q2020 was THB 72. 48 million, decreased by THB 0. 91 million or 1. 23% down from 2Q2019. The consolidated other incomes in 2Q2020 was 2.18% of revenue

Bank) 1,463 1,108 32.0 1,484 (1.4) Total Comprehensive income (attributable to equity holders of the Bank) 1,531 1,530 0.1 799 91.7 Basic earnings per share (Baht) 1.73 1.31 32.1 1.75 (1.1) Summary of