million baht grew by 15% y-y and for the third quarter of 381 million baht increased 21% y-y and 23% q-q respectively. Details of each business can be described as follows: Profit and Loss Statement

in this quarter and focus on specific customer groups to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht

reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated 1Q/23 2Q/23 %LQ 1H/22 1H/22 %LY Credit card income

Others Profit and Loss Statement Unit : Million Baht Consolidated Separate 3Q23 3Q24 %YoY 9M23 9M24 %YoY 9M23 9M24 %YoY Credit card income Loan income Hire-purchase income Other income 1,989 2,411 249 755

Company recorded the other incomes from gain on sales of bad debt at the amount of 329 million baht. Details of each business can be described as follows: Profit and Loss Statement (Consolidated) Unit

to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated Separated 4Q/23 %QoQ FY22 FY23 %YoY FY22 FY23

income surged significantly, especially the 19% increase in bad debt recovery. However, this year the Company will focus on fee-based income expansion. Revenues Structure Profit and Loss Statement Unit

tourists in 2017 to 1.02 million tourists in 2018, accosting for 23.70%. 5.2 Comparing and Analyzing Financial Statements (3 Year) 5.2.1 STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME Page 8

investment in CPNREIT, and lower finance cost. Income tax expense, meanwhile, rose as a result of no tax waiver for dividends received from CPNREIT. Table 2: Summary of Profit & Loss Statement 2Q 1Q 2Q YoY QoQ

the same period a year earlier, on lower debt balance and increase in retained earnings. Table 2: Summary of Profit & Loss Statement 1Q 4Q 1Q YoY QoQ 2017 2017 2018 Revenue from rent and services 6,530