business continuity plan (Business Continuity Plan: BCP) which is consistent with the policy stipulated in (1) approved by senior management and board of directors or working group that is assigned in

risk-weighted assets was at 17.685%, higher than the minimum rate at 8.500%, required by the Bank of Thailand. LH Financial Group Public Company Limited Management Discussion and Analysis for the Third

efficiency. PERFORMANCE OVERVIEW 2 | MANAGEMENT DISCUSSION AND ANALYSIS 2019 Revenue Major revenue of The Group mainly came from revenue from steel tower manufacturing and revenue from sales of electricity. In

the Year as at 31 December 2017 To The President The Stock Exchange of Thailand We, ZEN Corporation Group Public Company Limited (“the Group”), are please to inform you our management discussion and

the Year as at 31 December 2017 (revised) To The President The Stock Exchange of Thailand We, ZEN Corporation Group Public Company Limited (“the Group”), are please to inform you our management

Group has policy to mitigate risk from interest fluctuation by taking long-term loan with fixed interest rate. Accordingly, as at December 31, 2017, the Corporate Group had no long-term debt obligation to

1 Zen Corporation Group Public Company Limited 662 Soi Onnuch 17, Suanluang, Bangkok 10250 THAILAND. Tel: 02-0195000 8 May 2020 No. ZEN 2563-011 Subject Management Discussion and Analysis for the 1st

the entry into the connected transaction between the Company and its subsidiaries with ASM Management Company Limited (“ASM”), connected entity, in a lease and services agreement of office spaces at the

Baht 50,000. 5) Preparing the public heath, the Group had provided the epidemic prevention measures at all branches as follows; - Set screening point and body temperature measurement for all customers at

Corporate Group has policy to mitigate risk from interest fluctuation by taking long-term loan with fixed interest rate. Accordingly, as at March 31, 2018, the Corporate Group had no long-term debt obligation