% Administrative expenses (9.11) (8.85) 0.26 -2.81% Other expenses (1.15) (0.94) 0.22 -18.70% Profit from operations 2.62 12.78 10.16 387.57% Share of loss of investments in associates (0.17) (5.03) (4.85) 2774.46

Nations Development Program (UNDP). Moreover, we shared our experiences in sustainable development efforts to executives and employees of other banks. KBank believes that good corporate governance is

945.3 88.8 9.4 Net profits 828.8 806.7 22.1 2.7 Basic earnings per share (Baht) 0.039 0.038 0.001 2.6 The analysis of operating results of LH Financial Group Public Company Limited and its subsidiaries

Driving entire presale and transfer. Moreover, company also take care of consumers and employees health with Zero-COVID patient. The company will maintain the standards and continuously improve to be able

Limited (“the Company”)’s priority in this uncertain time is the health and safety of all stakeholders – customers, employees, business partners and communities. In order to strictly following the

improved its operations to match the situation with proactive marketing strategies, online platform, driving presale and transferred activities. Moreover, The Group also take care of customers and employees

the growth in sales of dessert cafés, which accounts for the largest share of revenue. The growth in sales of dessert cafés was mainly due to the improving COVID-19 situation and the recovery of

expenses as a result of Company’s response plan to COVID-19. EBITDA margin fell to -17.7% (2Q 2019; 22.3%) • Reported net loss of THB 1,213mn, from the EBITDA shortfall as well as higher share of loss from

ensuring that the philosophy of sustainable development is ingrained in all operations of our employees as part of their Green DNA, so that they concretely perform their work for enhancement of strategic

from the decrease in employees’ expenses, advertising and promotional expenses and effective management of expenses during the COVID-19 pandemic. Table: Operating Results (Unit: Million Baht) Items