Ref. No. IVL 007/08/2018 Aug 6, 2018 The President The Stock Exchange of Thailand Subject: Submission of Annual Audited Financial Statements and the Management Discussion and Analysis of Indorama

transactions that might affect the assets and liabilities and earnings of the issuer, provide such pro forma financial information to show how the transactions might have affected the assets and liabilities and

Ref. No. IVL 002/05/2019 7 May 2019 The President The Stock Exchange of Thailand Subject: Submission of Quarterly Review Financial Statements and the Management Discussion and Analysis of Indorama

contributing to the earnings. Notes We recommend that investors always read the MD&A together with the published financial statements to get complete details and understanding. The consolidated financials are

(THIS REPORT DISCUSSES THE PRINCIPAL CHANGES IN THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER

(THIS REPORT DISCUSSES THE PRINCIPAL CHANGES IN THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

grow its earnings in 2020. In which factors are affecting future performance as follows: 1. For the situation of the NPLs market, the financial institutions have the direction to manage non-performing

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

0.8 441.8 (19.6) 1,365.8 1,542.7 (11.5) Basic earnings per share (Baht) 0.18 0.18 - 0.22 (18.2) 0.68 0.77 (11.7) Analysis of Financial Position Total Assets As of 30 September 2020, the bank had total