and reduce production costs, sales and administrative expenses in all areas for the most benefit and efficiency. For the period of three months For the period of 1st half Consolidated financial

reduce cash payments, starting with the PromptPay system for person-to-person fund transfers and PromptPay for businesses, which were introduced in January and March 2017, respectively. The extent to which

measures to release the economic impact. Having considered the above-mentioned circumstances, the Bank of Thailand lowered the Thai economy growth outlook in 2020, from an increase of 1.5-2.5% to a decrease

temperature screening at the office entry  Supply the daily healthcare including face masks and alcohol gel  Disinfect office spaces on a regular basis I. Cost reduction  Negotiate to reduce rental fee with

Institutions Policy Committee announce to decrease the policy rate 0.25% per year from 1.50% per year to 1.25% per year that is the second time in 1 years after first decreased on August 2019. However investment

cost such as marketing expenses considering unfavorable market conditions, significant decline in revenue, only a marginal decrease in some type of fixed cost such as land rental fee and depreciation

2020 and the first quarter of 2019 of Baht 1,949 million and Baht 3,498 million respectively, decreasing by Baht 1,549 million or 44% decrease compared to the same period of 2019. Details are as follows

%. A decrease in the peak demand was mainly influenced by the lower temperature than previous year and the success of implementing energy saving programs, which had pushed down the power consumption

. In addition, the Company also partners with retail stores to provide more installment loans. The Company provides more channels to facilitate financial services to customers and reduce Company’s

decreasing from the expense management of domestic customer by reduce some distribution channels that could not well generate income to other distribution channels instead. In this regard, the Company could