. Focusing and developing E-commerce with potential partners 4. Focusing cost-efficiency and productivity • Utilizing information technology (IT) system to optimize operation and resources • Optimizing human

1: Overall Financial Performance Unit: million baht Jan-Mar 2019 % Jan-Mar 2020 % Change % YoY Revenue 132.54 100.0% 179.21 100.0% 46.67 35.2% Cost (73.41) (55.4%) (93.71) (52.3%) (20.30) 27.7% Gross

productivity • Utilizing information technology (IT) system to optimize operation and resources • Optimizing human resources • Installing Solar Rooftop to promote green environment and optimize utilities. The

the third quarter of 2018, the overall banking system still showed rising net profit over-year due to a decrease in impairment loss on loan and debt securities. Nonetheless, fee income was still on a

-2023 Balance by Quarter Change Q3-23 Q2-23 Q3-22 Q3-23 VS Q2-23 Q3-23 VS Q3-22 (Million Baht: MB) (MB) % (MB) % Total revenue 1,704.9 1,703.0 1,886.5 1.9 0.1 (181.6) (9.6) Total operating expenses

31.0% EBIT -37 -23 -14 -60.9% 312 52 260 500.8% Net profit (loss) -60 -55 -5 -9.9% 170 -23 193 840.6% EPS (THB) -0.072 -0.065 -0.006 -9.9% 0.202 -0.027 0.229 840.6% Change Change Dusit Thani PLC

buildings has progressed by more than 84.63% of the total construction. At present, the project is in the process of the development of utility system including the electricity, water supply, communication

transactions, and thus slash our cash management costs, leading to reduced costs for our customers and within the overall economic system in the long run. Within this context, KBank and K Companies accentuate

ต้นทุนค่าเสื่อมราคาและค่าตัดจ าหน่าย Operating highlight in Q2/2018 Q2/17 Q1/18 Q2/18 Change +/(-) 1H/17 1H/18 Change +/(-) (THB million) QoQ YoY YoY Operating revenue 5,459 5,716 6,563 15% 20% 10,825

. However, tax collection under the Act will commence on January 1, 2020. One significant change under the Act is that local administrative organizations are now authorized to collect the land and building