Summary of operations and the factors that make a significant change Summary of Operations for the Year 2023 Operation Overview Annual Balance Change 2023 2022 2023 VS 2022 Million baht (MB) (MB) % Total
electricity consumption behavior change, influenced by disruptive technology. The objectives of the new PDP aim to strengthen security of power supply for each region, maintain appropriate costs of power
Management (SAM) or distressed asset management loan and other loans. The breakdown of total loan portfolio is as follows; Type of loans Sept 30, 2019 Dec 31, 2018 Change Baht million % Baht million
maintain an adequate cushion for NPL in the banking system. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2019 1/2019 2/2018 1/2019 2/2018 2019 2018
impaired assets by Thai Asset Management Corporation (TAMC). Operating Expenses Million Baht Item Quarter Change (%) H1 Change 2/2018 1/2018 2/2017 1/2018 2/2017 2018 2017 (%) Personnel expenses 6,463 6,670
phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2018 2/2018 3/2017 2/2018 3/2017 2018 2017 (%) Net profit * 9,030 9,194 8,161 (1.8)% 10.6
the banking system. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2019 2/2019 3/2018 2/2019 3/2018 2019 2018 (%) Net profit * 9,438 9,347 9,030
, corporate lending, Special Asset Management (SAM) or distressed asset management loan and other loans. The breakdown of total loan portfolio is as follows; Type of loans Dec 31, 2018 Dec 31, 2017 Change Baht
purchase loans with contractions of 7.1% from the end of 2016. For asset quality, the amount of Non-Performing Loans (NPLs) decreased with the Non-Performing Loans (NPLs) to total loans ratio at the end of